Retirement Planning Details
Enter your current situation and retirement goals
Range: 18 years - 65 years
Range: 31 years - 80 years
Range: ₹10,000 - ₹1,00,00,000
Your current monthly living expenses
Maximum: ₹10,00,00,000
Money already saved for retirement
Range: 1.0% - 20.0%
Historical average in India: 5-7%
Range: 1.0% - 30.0%
Conservative: 8-10%, Moderate: 10-12%, Aggressive: 12-15%
Retirement Corpus Projection
Your retirement savings growth over time
Chart will appear here after calculation
About Retirement Planning
Retirement planning is crucial for financial security in your golden years. This calculator uses the 25x rule, which suggests you need 25 times your annual expenses as retirement corpus.
Key Retirement Planning Tips:
- Start early to benefit from compound growth
- Diversify your retirement portfolio
- Consider inflation impact on future expenses
- Review and adjust your plan annually
- Take advantage of tax-saving retirement schemes like PPF, NPS, ELSS
Important Considerations:
- Healthcare costs typically increase with age
- Consider having an emergency fund separate from retirement corpus
- Factor in any expected inheritance or property income
- Plan for lifestyle changes in retirement